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Service Charges

Particular of Service Charges

Revised Rates

 

By Transfer

By Cash

Issue of Demand Draft/Pay Order/Bankers Cheque Charges(Exchange on DD)

Upto 100000/-

Upto 100000/-

OUR Branches

Upto 5000/-

Rs.50.paise per thousand

Minimum 10/-

Above 100000/-

Rs.50+ Rs.0.40 paise per thousand of the amount exceeds Rs.100000/-

Rs.50.paise per thousand

Minimum 10/-

Above 100000/-

Rs.50+ Rs.0.40 paise per thousand of the amount exceeds Rs.100000/-

HDFC/IDBI

Upto Rs 5000/-

Upto Rs 100000/-

Upto Rs 100000/-

Rs.5001/- to 10,000/-

Rs.1/- per thousand

Rs.1/- per thousand

Rs.10,000/-

Minimum Rs.15/-

Minimum Rs.15/-

 

Above 100000/-

Above 100000/-

 

Rs.100/- + Rs.0.50  per thousand of the amount exceeds Rs.100000/-

Rs.100/- + Rs.0.50  per thousand of the amount exceeds Rs.100000/-

DD/Pay Order Cancellation Charges

Drawn on our Branches

Rs.50/- per Instrument

HDFC Bank

Rs.50/- per Instrument

IDBI Bank

Rs.50/- per Instrument (Our

Nationalised Bank

Rs.50/- per Instrument (Our Charges)+ As Charged by Respective

Issue of Demand Draft/Pay Order/Bankers Cheque Chages

PO/DD Drawn on our Branches

Rs.50/- per Instrument

HDFC & IDBI Bank, Natinalised Banks

Rs.50/- per Instrument+ Respective Bank Charges

Cheques & bill Collection Charges(Commission on Bills)

O.B.C(Outward Bills & Cheques Collection)

OUR Branches

Upto Rs.1000/- Rs.20/-minimum+Postage

Above 1000/- Rs.30/-+Rs.1/- Per thousand exceeds Rs1000/-+Postage+other Bank Charges

Nationalised Bank
Upto Rs.10,000/-
Above Rs.10,001/- to 25,000/-
Above Rs.25,000/-

Upto Rs.1000/- Rs.20/-minimum+Postage
Above 1000/- Rs.30/-+Rs.1/- Per thousand exceeds Rs1000/-+Postage+other Bank Charges

O.B.C Returning Charges:

Local O.B.C (Counter present)

Rs.50/- per Instrument

Drawn at our Branch Centres

Rs.50/- per Instrument+ Postage

Other than our Branch Centres

Rs.50/- per Instrument+ Postage+VPN Charges

O.B.C(Inward Bills & Cheque Collection)

Minimum Rs 50/-+ Postage
Rs.50+ Rs.2.00 per Thousand+Postage

Other Than Nationalized Banks

Upto 10,000/-

Above 10,000/-

i)Nationalise Banks:

Rs.50 Minimum+Postage+Nationalise Bank Commission
Rs.50 Minimum+Rs.2.00 per thousand of the amount exceed Rs.10000/-+ Natinalise Bank CommissionPostage+Nationalise Bank Commission

Upto Rs.10,000/-

Above Rs.10,000/-

 

ii) I.B.C Returning Charges

Rs.50/-+ Postage

Valuation Insurance custody charges for gold & Silver Ornaments

0.25% on valuation(Minimum Rs.100/-)

Gold Insurance Charges
Gold Custody Charges

Minimum Rs.150/- per Annum OR 0.50% on loan amount disbursement(Cr.to Insurance Charges)
Rs.50 per year per account

Stop Payment Charges Cheques/Drafts/Pay Order

Rs.50/- per insrtument
Rs.500/-for series of instrument beyond 4 Cheques

Minimum Balance for opening new Account

Current Account Individual/trust/institution

Rs.1000/-

Saving Account without Cheque book

Rs.100/-

Saving Account with Cheque book

Rs.500/-

Issue of Duplicate Passbook(SVG/RD)/Statement Issue Charges

Duplicate Passbook

Saving/R.D.

Rs.25/-

Duplicate Statement Charges

Rs.15/- per page

Cheque Book Charges :

Saving Account

Charges

Min.Bal.

Share Security Deb.

For 1 cheque book

Rs.50/-
Rs.50/-

Rs.500/-

Rs.2000/-

For 2 cheque book

Rs.100/-

Rs.500/-

Rs.2500/-

For 3 cheque book

Rs.150/-

Rs.500/-

Rs.3000/-

Cheque Returning Charges

Rs.75/- per Instrument

Account closure Charges(If Account Closed with 1 Year)

Saving Account

Without Chequebook Facility

Rs.50/-

With Chequebook Facility

Rs.100/-

Current Account

Rs.100/-

Account Transfer Charges

Account Transfer from one branch to another Baranch

Rs.50/-

Commission on Bank Gurantee

Interest F.D Receipt

1% pa(Minimum Rs.200/- pa)

Interest NSC/LIC Policy

1% pa(Minimum Rs.200/- pa)

Interest Imm.Property

1.75%pa(Minimum Rs.300/-pa)

Insolvency  Certificate Charges

Rs.2.50/- per Thousand Minimum Rs.250/- Maximum Rs.5000/-

Incidental Charges(Half Yearly chargable i.e on 30th Sept/31st March

All type of limit accounts  excluding ( L.A.F.D.R)

Sanctioned limit slab

Charges Applicable

Rs.1 lac

Rs.200/- per half year

Above 1 lac to 5 lac

Rs.400/- per half year

Above 5 lac to 10 lac

Rs.750/- per half year

Above 10 lacs to 50 lacs

Rs.1000/- per half year

Above 50 Lacs

Rs.2000/- per half year

Current Account

Rs.30/-per Folio Half Yearly(Minimum Rs.50/- & Maximum Rs.500/-)

Locker Rent(Annually)

Small

Rs.600/- Service Tax Extra

Medium

Rs.800/-  Service Tax Extra

Big

Rs.1250/-  Service Tax Extra

Bigger

Rs.1500/-  Service Tax Extra

Penalty for Late Payment of Locker Rent(Allow one month Grace)

Small 10/- per Month

Medium 25/- per Month

Big  30/- per Month

Bigger  50/- per Month

Locker Opening Charges (One Time Not Refundable)

Small

Rs.500/- Service Tax Extra

Medium

Rs.750/- Service Tax Extra

Big

Rs.1000/- Service Tax Extra

Bigger

Rs.1250/- Service Tax Extra

Penalty for Late Payment /Non Submission of Stock Statement

Receipt of stock Statement up 10th each month 0.50%

1.Minimum Rs.100/ Rs.100per lac per month on Sactioned Limit)

2.Non-Receipt of Stock Statement upto 3 months penalcharge3.00%

Loan Form Charges

Rs.25/-

Share Application Charges

Entrance Fee

Rs.25/- per new application

Share Transfer Fee

Rs.10/- per certificate

Duplicate Share Certificate

Rs.50/- per certificate

Go-down Pledge/Delivery Charges/WHR Pledge Charges(Per Visit)

Go-down Pledge/Delivery Charges/WHR Receipt Pledge Charges

Rs.50/- to Rs.100/-per visit depends on the distance to go-down from branch Rs.50/- per visit

Exchange of Property, Partial Property Release Charges

Rs.50 per Lac on Sanctioned Amount

(Minimum Rs.500/-& Max Rs.5000/-)

Issue of DuplicateDeposit Receipt

Rs.25/- per Receipt

Loss of Token Charge

Rs.200/- per token lost

Minimum Balance Charges

Saving Account

Minimum Balance

Minimum Balance Charges

With Cheque book

Rs.100/-

Rs.20/-  per Month

Without Chequebook

Rs.500/-

Rs.20/-  per Month

Current Account

Rs.1000/-

Rs.50/-  per Month

Processing Fees(In case of Renewal & Fresh Loans)Excluding LFDR

Upto Rs.25000

Rs.200/-

Above Rs.25000 to Rs.50000

Rs.300/-

Rs.50000 to Rs.100000

Rs.500/- for first 50000/-(+)Rs.100/- for next per 10000/-

Rs.100000 to Rs.500000

Rs.1000/- for first Lac/-(+)Rs.500/- for next per 10000/-

From Rs.500000 to 750000/-

Total Rs.3000/-
Rs.2000/- for Bank
Rs.1000/- for appraisal

From Rs.750000/- to 1250000

Total Rs.3500/-
Rs.2000/- for Bank
Rs.1500/- for appraisal

From Rs 1250000 to 1750000

Total Rs.4500/-
Rs.2000/- for Bank
Rs.2500/- for appraisal

Above 1750000

Total Rs.5000/-
Rs.2000/- for Bank
Rs.3000/- for appraisal

Inoperative Account Charges

Saving Account

RS.25/- per half year

Current Account

RS.75/- per half year

Processing Fees for Loan Against Gold

Upto 1 Lac - Rs.50/-

Above  1 Lac - Rs.100/-

Processing Fees for Loan for Consumer Durables

Rs.500/- per Account

Nominal Member Fee

Loan ag .Gold

Rs.100/-

Consumer Durables

Rs.100/-

Loan ag WHR

Rs.100/-

Loan ag.Govt.Securities/NSC/LIC

Rs.100/-

No Due Certificate Charges

1. For Agricultural Loan

Rs.25/-

2.Others

Rs.50/-

Attention of Cutomer signature and Passbook Charges

Rs.100 per Document

Service tax will increase as a part of Govt.Rules

All the entries is to be rounded of to Rs.1

Bank reserves the right to revise the charges as its own discretion