- Permanent employees of State and Central government are eligible.
- Loan can be used for any kind of personal-household requirement.
- Maximum loan available is upto RS 5 Lac, entitlement upon repayment capacity.
- No margin, 100 percent finance.
- Loan repayment tenure is 1 to 5 years.
- Two acceptable sureties required, group guarantee is also allowed.
- The applicant has to become the Shareholder / Member of the bank.
- Condition Apply.