- Any businessmen, Traders, Professionals or Individuals can avail for the purpose of business or personal requirement Term Loan against mortgage of clear and marketable Immovable Residential / Commercial Property.
- Maximum loan exposure is RS 375 Lac.
- Margin to be raised is 25-40 %.
- Property Loan - Loan exposure is Rs 20 Lac.
- Margin to be raised is 50%
- Repayment based on cash resources available and capacity to repay.
- Two acceptable sureties required.
- The applicant has to become the Shareholder / Member of the bank.
- Condition Apply.