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Professionals & Self Employed Person Loan

  • Term Loan is granted to purchase of Office / shop, construction of hospitals equipment / instruments, furniture-fixtures etc.
  • Working capital Limits can be availed to take care of daily working funds need.
  • Exposure limit to single borrower is up to RS 150 Lac and group up to 300 Lac.
  • Margin varies for Term Loan and Working Capital Finance ranging 25–40%.
  • Term Loan repayment depends on generation of revenue / income from profession.
  • Working Capital is repayable / renewable based on funds requirement.
  • Two acceptable sureties required.
  • The applicant has to become the Shareholder / Member of the bank.
  • Condition Apply.