- Gold / Silver ornaments are the last resort& last minute possible loaning. Any kind of finance requirement can be met by pledging gold & silver to the bank instantly.
- Maximum Loan available is up to RS 10 Lac, repayable in 12 Months with no hard repayment schedule, may fix monthly, quarterly, half yearly or yearly repayment as suits repayment capacity.
- Margin ranges from 25–40 % based on purity of gold / silver as certified by Gold Valuer on the panel of the bank.
- The applicant has to become the shareholder / member of the bank.
- No surety is required.
- Condition Apply.