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Services Description |
Revised Charges (In Indian Rs.) |
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A. Shares Related |
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1. Regular Membership a) Regular Membership Fees (New Shares) b) Share Certificate Transfer (*to an Existing Member only) c) Share Certificate Reprint |
Rs. 100.00 Rs. 25.00 + (GST) Rs. 50.00 + (GST) |
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2. Nominal Membership a) Gold Loan b) Consumer Durable Loan c) Warehouse Receipt Loan d) NAC / LIC / Govt Sec Loan |
Rs. 100.00 Rs. 100.00 Rs. 100.00 Rs. 100.00 |
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B. Loans Related |
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1. Loan Application |
Rs. 50.00 (+ GST) |
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2. Valuation Charges for Gold & Silver Ornaments |
0.20 % (minimun Rs.100.00) + GST |
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3. Bank Guarantee Commision a) Against Fixed Deposit b) Against NSA / LIC c) Against Fixed Asset mortgage |
1.00 % (min Rs.200.00) + GST 1.50 % (min Rs.200.00) + GST 2.00 % (min Rs.200.00) + GST |
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4. Solvency Certificate |
Rs. 2.50 % + GST (min Rs.500.00 & max Rs. 10,000.00) |
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5. Godown Pledge / Delivery Charges / Warehouse Pledge Charges Per Visit |
Rs. 100.00 + GST |
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6. Changes in Mortgage / Security Or Partial Release of Security |
Rs. 500.00* + GST |
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7. Processing Fees for Renewal or Fresh Loans (Excluding LFDR) a) Upto 1,00,000 b) From 1,00,001 to 5,00,000 b) From 5,00,001 to 7,50,000 b) From 7,50,001 to 12,50,000 b) From 12,50,001 to 17,50,000 b) From 17,50,001 to 25,00,000 b) From 25,00,001 to 50,00,000 b) From 50,00,001 to 1,00,00,000 b) Above 1,00,00,000 |
Rs. 500.00 + GST Rs. 1,000.00 for first 1 Lakh Rs. 3,500.00 + GST Rs. 4,000.00 + GST Rs. 5,000.00 + GST Rs. 6,000.00 + GST Rs. 7,500.00 + GST Rs. 15,000.00 + GST Rs. 20,000.00 + GST |
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8. Gold Loan Processing Fees a) Upto 2,00,000 b) Above 2,00,000 |
Rs. 100.00 + GST Rs. 150.00 + GST |
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9. Consumer Durable Loan Processing |
Rs. 500.00 + GST |
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10. Penaulty for Non submission of Stock Statements before 10th day of every month (Sanction Limit wise) a) Upto 5,00,000 b) From 5,00,001 to 25,00,000 c) From 25,00,001 to 50,00,000 d) Above 50,00,000 |
Rs. 100.00 + GST Rs. 200.00 + GST Rs. 300.00 + GST Rs. 500.00 + GST |
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11. I C Charges (Half Yearly - i.e. 30th Sep /31st Mar) For all type Cash Credit (except LFDR) *Limit wise a) Upto 1,00,000 b) From 1,00,001 to 5,00,000 c) From 5,00,001 to 10,00,000 c) From 10,00,001 to 50,00,000 d) Above 50,00,000 |
Rs. 300.00 + GST Rs. 500.00 + GST Rs. 1,000.00 + GST Rs. 1,500.00 + GST Rs. 3,000.00 + GST |
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12. Pre-Closure Charges (CC,OD,Term Loan) Limit Wise a) Upto 10,00,000 b) From 10,00,001 to 25,00,000 c) From 25,00,001 to 50,00,000 d) Above 50,00,000 In Case Of Take Over By other Bank a) Above 10,00,000 |
Rs. 500.00 + GST Rs. 1,000.00 + GST Rs. 1,500.00 + GST Rs. 3,000.00 + GST Rs. 500.00 + GST |
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13. Limit Unutilized Charges (For non-utilization above 60% of Limit) |
0.50 %* + GST |
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C. Other Account operations Related |
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1. Account Opening - Min Balance Crieteria a) Current Account (Min Rs. 2,000.00) b) Savings Account (Without Cheque Book) (Min Rs. 500.00) c) Savings Account (With Cheque Book) (Min Rs. 1,000.00) |
(Event Base) Rs. 100.00 + (GST) Rs. 20.00 + (GST) Rs. 50.00 + (GST) |
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2. Cheque Book Charges (Charges Per Cheque) |
Rs. 2.50 + (GST) |
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3. Stop Payment Charges for Cheque/DD/PO |
Rs. 100.00 + (GST) Per Instrument Maximum Rs. 500.00 + (GST) |
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4. Duplicate Deposit Receipt |
Rs. 25.00 + (GST) Per Receipt |
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5. Account Closure Charges (SB & CA) a) Savings Account (Before 1 Year) b) Savings Account (After 1 Year) c) Current Account (Before 1 Year) d) Current Account (After 1 Year) |
Rs. 150.00 + (GST) Rs. 100.00 + (GST) Rs. 250.00 + (GST) Rs. 200.00 + (GST) |
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6. Cheque Return Charges (Inward / Outward) a) Savings Account b) Current / CC / OD Account |
Rs. 100.00 Per Cheque + (GST) Rs. 150.00 Per Cheque + (GST) |
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7. MMS - Mandate Return Charges (NACH) |
Rs. 350.00 Per Event + (GST) |
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8. Duplicate PassBook Charges |
Rs. 50.00 + (GST) |
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9. Account Statement Charges (for Duplicate / Reprint) a) First Copy of Statement via EMail b) Another Copy Via Email or Hard Copy Print |
Free Rs. 10.00 Per Page + (GST) |
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10. Inquiry About Old Transaction Entries a) Savings Account Current Financial Year Past 1 to 3 Years Before 3 Year's b) Current / CC / OD / Other Account Current Financial Year Past 1 to 3 Years Before 3 Year's |
Free Rs. 100.00 + (GST) Rs. 100.00 + (GST) Free Rs. 150.00 + (GST) Rs. 150.00 + (GST) |
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11. Folio Charges (Half Yearly i.e. 30th Sep / 31st Mar) a) Savings Account b) Current Account |
Nil 50.00 Per Page + GST Min Rs. 100.00 & Max Rs. 1,000.00 (+GST) |
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D. Lockers Related |
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1. Locker Rent (Per Year) a) Small (6x5 / 7x5) b) Small (8x6) c) Medium (A) d) Medium (B) e) Large (16x12) f) Large (20x16) |
Rs. 600.00 + (GST) Rs. 1,000.00 + (GST) Rs. 1,500.00 + (GST) Rs. 1,800.00 + (GST) Rs. 2,000.00 + (GST) Rs. 4,000.00 + (GST) |
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2. Locker Allotment (One Time & Non refundable) a) Small (6x5 / 7x5) b) Small (8x6) c) Medium (A) d) Medium (B) e) Large (16x12) f) Large (20x16) |
Rs. 300.00 + (GST) Rs. 300.00 + (GST) Rs. 500.00 + (GST) Rs. 1,000.00 + (GST) Rs. 1,250.00 + (GST) Rs. 1,250.00 + (GST) |
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3. Penaulty for Non payment of Rent (Per Month) a) Small (6x5 / 7x5) b) Small (8x6) c) Medium (A) d) Medium (B) e) Large (16x12) f) Large (20x16) |
Rs. 10.00 + (GST) Rs. 10.00 + (GST) Rs. 25.00 + (GST) Rs. 30.00 + (GST) Rs. 50.00 + (GST) Rs. 50.00 + (GST) |
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E. Demand Draft / Pay Order / Bankers Cheque |
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1. DD / PO / Bankers Cheque Issuance a) On Washim Bank's Branches b) On Other Bank's (HDFC/IDBI) (8x6) |
Rs. 1.00 Per 1,000.00 + (GST) Rs. 1.00 Per 1,000.00 + (GST) |
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2. DD / PO / Bankers Cheque Cancellation a) On Washim Bank's Branches b) On Other Bank's (HDFC/IDBI) (8x6) |
Rs. 50.00 Per Instrument + (GST) Rs. 50.00 Per Instrument + (GST) |
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3. Duplicate DD / PO / Bankers Cheque Issuance a) On Washim Bank's Branches b) On Other Bank's (HDFC/IDBI) (8x6) |
Rs. 50.00 Per Instrument + (GST) Rs. 50.00 Per Instrument + (GST) |
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F. Other Charges |
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1. No Dues Certificate a) For Agri Loan b) For Other Loans |
Rs. 25.00 + (GST) Rs. 50.00 + (GST) |
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2. Lost Token Charges |
Rs. 300.00 + (GST) Per Token |
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3. Photo Verification Charges |
Rs. 100.00 + (GST) |
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4. Address Verification Charges |
Rs. 100.00 + (GST) |
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5. Signature Verification Charges |
Rs. 100.00 + (GST) |
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6. Cash Handling Charges a) Current Account First 10 Packet Above 10 Packet & Per Packet |
Nil Rs. 4.00 + (GST) Per Packet |
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7. Credit Report (CIBIL) a) Individual's Report b) Corporate's Report |
Rs. 150.00 + (GST) Rs. 1,500.00 + (GST) |
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8. CERSAI Charges |
Rs. 200.00 + (GST) |
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9. SMS Charges (Quarterly) |
Rs. 15.00 + (GST) |
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10. Reminder / Notice to Loan Holders a) By Regular Post First Reminder/Notice Second Reminder/Notice Third Reminder/Notice b) By Registered Post First Reminder/Notice Second Reminder/Notice Third Reminder/Notice |
Rs. 25.00 + (GST) Rs. 75.00 + (GST) Rs. 75.00 + (GST) Rs. 25.00 + 30.00 + (GST) Rs. 75.00 + 30.00 + (GST) Rs. 75.00 + 30.00 + (GST) |
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11. Legal Notice through Bank's Advocate to Loan Holder & Guarantors |
Rs. 500.00 + (GST) Per Notice |
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| For All Charges Detail Circular Click on link => |
Revised Charges Circular
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Service Charges w.e.f dt. 01-09-2022
